Feb 15, 2016 10:52
8 yrs ago
Spanish term
valoraciones numéricas
Spanish to English
Other
Finance (general)
SHCP - Disposiciones de carácter general para regular el ***servicio de valoraciones*** numéricas prestado por las Sociedades de Información Crediticia
Modificaciones derivadas de la Reforma Financiera, entre los que destaca la definición de términos bajo los cuales las SIC podrán ofrecer ***servicio de valoración numérica*** (de la capacidad de pago o endeudamiento) a sus Usuarios o Clientes.
Posibilidad de entregar dicha información a Entidades Financieras sin autorización del cliente siempre y cuando no se revelen Datos Confidenciales (las entidades comerciales y SOFOMES ENR requerirán siempre la autorización de los clientes); establecimiento de medidas de control adicionales, así como de requerimientos en materia de seguridad informática y de sistemas, entre otros.
The client is a Spanish bank although the context here is Mexican banking. I've seen "numeric assessment" used a couple of times, once in the Mexican National Banking and Securities Commission (CNBV) Annual Report (see p.16 http://www.cnbv.gob.mx/en/CNBV/Documents/Informe Anual Inglé... but it doesn't convince me as a term
Modificaciones derivadas de la Reforma Financiera, entre los que destaca la definición de términos bajo los cuales las SIC podrán ofrecer ***servicio de valoración numérica*** (de la capacidad de pago o endeudamiento) a sus Usuarios o Clientes.
Posibilidad de entregar dicha información a Entidades Financieras sin autorización del cliente siempre y cuando no se revelen Datos Confidenciales (las entidades comerciales y SOFOMES ENR requerirán siempre la autorización de los clientes); establecimiento de medidas de control adicionales, así como de requerimientos en materia de seguridad informática y de sistemas, entre otros.
The client is a Spanish bank although the context here is Mexican banking. I've seen "numeric assessment" used a couple of times, once in the Mexican National Banking and Securities Commission (CNBV) Annual Report (see p.16 http://www.cnbv.gob.mx/en/CNBV/Documents/Informe Anual Inglé... but it doesn't convince me as a term
Proposed translations
(English)
4 +1 | (credit) rating (service) | neilmac |
3 +1 | loan appraisal/credit assessment | Denis Zabelin |
3 +1 | credit score | Margarita Ezquerra (Smart Translators, S.L.) |
3 | numerical (credit) evaluations | liz askew |
Proposed translations
+1
18 mins
Selected
(credit) rating (service)
"The Credit Rating Service provides companies with Business Information Reports that serve as an effective risk mitigation tool and assist in making correct investment decisions relating to partner companies worldwide. "
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Note added at 19 mins (2016-02-15 11:12:19 GMT)
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http://financial-dictionary.thefreedictionary.com/credit rat...
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Note added at 19 mins (2016-02-15 11:12:19 GMT)
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http://financial-dictionary.thefreedictionary.com/credit rat...
4 KudoZ points awarded for this answer.
Comment: "Thanks everyone, much appreciated"
+1
17 mins
loan appraisal/credit assessment
opinion
2 hrs
numerical (credit) evaluations
The Development of Numerical Credit Evaluation Systems ...
www.tandfonline.com › List of Issues › Table Of Contents
by JH Myers - 1963 - Cited by 260 - Related articles
10 Apr 2012 - The Development of Numerical Credit Evaluation Systems ... performed on retail credit application data to develop a numerical scoring system ...
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Note added at 2 hrs (2016-02-15 13:22:42 GMT)
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Foundations of Finance: The Logic and Practice of ...
https://books.google.co.uk/books?isbn=7302089965
2003 - Corporations
The numerical evaluation of credit applicants where the score is evaluated relative to a ... of such sources as credit extended by suppliers or a loan from a bank.
www.tandfonline.com › List of Issues › Table Of Contents
by JH Myers - 1963 - Cited by 260 - Related articles
10 Apr 2012 - The Development of Numerical Credit Evaluation Systems ... performed on retail credit application data to develop a numerical scoring system ...
--------------------------------------------------
Note added at 2 hrs (2016-02-15 13:22:42 GMT)
--------------------------------------------------
Foundations of Finance: The Logic and Practice of ...
https://books.google.co.uk/books?isbn=7302089965
2003 - Corporations
The numerical evaluation of credit applicants where the score is evaluated relative to a ... of such sources as credit extended by suppliers or a loan from a bank.
+1
22 hrs
credit score
Saludos y feliz día.
Peer comment(s):
agree |
Robert Carter
: This seems to be what the term refers to, i.e. credit scores of customers. I think credit ratings are usually AAA, AA, etc., and they are usually given to financial institutions, countries, etc.
8 hrs
|
Thank you, Robert! Muy amable.
|
Discussion
DEFINITION of 'Credit Score'
A statistically derived numeric expression of a person's creditworthiness that is used by lenders to access the likelihood that a person will repay his or her debts. A credit score is based on, among other things, a person's past credit history. It is a number between 300 and 850 - the higher the number, the more creditworthy the person is deemed to be.
Read more: Credit Score Definition | Investopedia http://www.investopedia.com/terms/c/credit_score.asp#ixzz40E...